Thomas Duttton Thomas Duttton

4,3,2,1: Scaling Your Portfolio Safely

Four do’s, three don’ts, two common questions, and one smart action for scaling your buy-to-let portfolio safely with SPV structuring and stress-tested finance.

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Thomas Duttton Thomas Duttton

4,3,2,1: Moving Home with Bad Credit

Bad credit doesn’t have to mean bad news.
Whether it’s an old missed payment, a default, or a blip that’s still haunting your credit file - there are ways to move home and secure a mortgage with confidence.
Here’s how to do it right, without wasted time or false promises.

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Thomas Duttton Thomas Duttton

4,3,2,1: Avoiding First-Time Buyer Mistakes

Buying your first home should be exciting - not exhausting.
But the truth is, most delays, rejections, and last-minute panics aren’t caused by bad luck - they’re caused by small mistakes that could’ve been avoided.
Here’s how to get it right the first time around

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Thomas Duttton Thomas Duttton

4,3,2,1: Getting Bank Statements Mortgage-Ready.

Your bank statements are more powerful than your payslips.
Before a lender sees your income, they see your habits - and those habits tell a story.
Getting your statements mortgage-ready isn’t about perfection; it’s about presenting financial stability, structure, and sense.

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