Blog Hub — Property, Mortgages & Wealth

Expert articles, market updates, and investor insights from Manchester Independent Mortgages.

Investor Insight – Your Weekly Property Pulse

A weekly deep dive for landlords and investors covering tax-efficient structuring, portfolio finance, and market opportunities.

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Protecting Your Portfolio:
Protecting Your Portfolio:

You’ve worked hard to build your property portfolio, but would it survive without you? Here’s how the right insurance and protection can safeguard your assets, income, and family against life’s unpredictable risks.

The Stamp Duty Loop Hole:
The Stamp Duty Loop Hole:

The 3% additional property stamp duty surcharge hits investors and up-sizers alike, but it isn’t unavoidable. Here’s how semi-commercial and limited-company strategies can help reduce or legally eliminate it while still building your property portfolio.

The Year of the Limited Company Landlord?
The Year of the Limited Company Landlord?

After years of tax and regulatory pressure on private landlords, the tide may finally be turning. With rates stabilising and investor confidence returning, has 2025 marked the year that limited-company buy-to-let ownership becomes the new normal.

Rising Rents, Falling Rates: What This Means for Yields
Rising Rents, Falling Rates: What This Means for Yields

As mortgage rates ease and rental demand stays strong, landlords across the UK are finally seeing relief on yields. Here’s what the changing rate landscape means for property investors, and why SPV ownership continues to rise.

The Smart Investor’s Guide to Beating Stress Tests
The Smart Investor’s Guide to Beating Stress Tests

Lender stress tests can make or break your buy-to-let application. With stricter affordability models and higher coverage ratios, knowing how to structure your borrowing is key. Here’s how smart investors are navigating the rules to keep portfolios growing.

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    A weekly deep dive for landlords and investors covering tax-efficient structuring, portfolio finance, and market opportunities.

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